Although you may have property insurance that protects your property against fire and water damage, you will find that insurance companies can make things really difficult before handing over a check for fire and water repair expenses.
They will first bury you in the papers and then give you ridiculous damage estimates to your property that won’t even match the actual damage. You will then have to take part in a back and forth procedure where you try to get your insurance company to understand the true extent of your property damage. In general, they can make the process of retrieving fire and water a real nightmare.
If you are in a similar situation, you can do yourself a huge favor by hiring the services of a professional fire and water repair company who will help you with the insurance process as well as of course getting your property back in the most efficient manner possible.
Here’s how a good fire and water recovery company can help with your insurance.
• Business relationship with insurance companies – Some water and fire restoration companies will have a good understanding with several insurance companies. Insurance companies love working with these types of providers because they have a reputation for accurate damage assessments. You must remember that insurance is a business and the insurance company will do its best to cut a smaller check. A good fire and water restoration company will have several years of experience in the field and will provide a quote on the restoration work that will be readily accepted or approved by your insurance provider.
• Insurance Specialist – Fire and Water Repair will provide you with an insurance specialist dedicated to handling the insurance process for your case. Your insurance provider will send an on-site inspector from among their ranks who will attempt to assess the damage and come up with an estimate. These inspectors or claims adjusters from insurance companies often have very poor knowledge when it comes to restoration work. However, the insurance specialist from the fire and water repair company will thoroughly explain all the details of the damage to the claims adjuster in such a way that he really understands the full extent of the damages. This will in turn be reflected in the check from your insurance provider which can short you significantly.
• Warranty on Insurance Awards – A good water and fire reclamation company will be able to provide you with a warranty at their discretion. In other words, they will come up with an estimate and start working on your property while the insurance company processes their estimate. Even if the insurance company does not agree with the estimate provided by the water and fire restoration company, the restoration company will still complete the job for you at no additional cost. Restoration companies are able to offer this guarantee because they have so much confidence in their estimates. You, as a homeowner, will also have the peace of mind to allow the restoration work to proceed without having to worry about whether checking with your insurance provider will be sufficient to cover all damages to your property.
ESLAM ESLAM